Monero is a cryptocurrency that focuses on privacy, stability and decentralization; with Monero, every individual user is their own bank and wholly responsible for their Monero account. Different from many other cryptocurrencies, Monero uses the CryptoNote protocol. This gives Monero a different algorithmic identity to its blockchain obfuscation and makes the cryptocurrency more environmentally friendly, as it uses less resources to create the same value as its fellows. Like other cryptocurrencies, Monero is private and secure; using Monero also eliminates the high fees and slow transaction times associated with more traditional forms of banking. In fact, all transactions are completely untraceable, making Monero fungible; this simply means that the currency is extremely unlikely to be blacklisted by any exchange, market or vendor.

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